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November 23rd, 2015

What does Bad Credit means ?

By fastcashloan

There are different credit scoring models, and each may use different scale to calculate or convey information whether your credit score is good or bad. It’s actually up to the individual lenders or the insurance companies who use these scores to decide which score should be termed as good or bad. Credit scores can range from approximately 300 to 850, though that range may differ depending on which credit reporting bureau is computing the score.

 

Your credit score is affected by a numerous factor i.e. you pay your bills on time or not, you borrow a lot of money, the amount of time you’ve been borrowing, and the types of credit you’re using. The more negative marks you have on your credit report the lower will be your credit score.

 

How These Bad Credits Affect You and Your Financial Status?

 

Having bad credit or no credit at all can effect your financial condition in a great way. having bad credit can make your life extremely difficult from getting a job to getting a place to live. No banks agrees to give you loan, demands for higher interest rate which automatically increases your monthly payment, face difficulty in starting your own business, call from debt collectors etc and many more.

 

But, Can We Get Our Loan Approved Inspite of Bad Credits ? Is it Possible ?

 

Yes, it is possible. Fast Canada Cash offers you bad credit car loan, which means you can get your loan approved inspite of having bad credits. We provide you loan on your car title instead of your credit score. No credit check, no job requirement, We use your vehicle as collateral and approve your loan. You dont require to pay any penalties for early payment and can keep your car with you throughout loan duration. The only items you require to get your loan approved is your car title, a valid driver license, vehicle ownership proof and your vehicle for inspection.

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