What is a collateral car title loan?
It is a secured loan because it is secured by the collateral of a fully owned with its lien free car title. No credit checks are ever needed for collateral car loans.
How do you apply for the loan?
You start by bringing in the car for inspection and appraisal for its true market value. Other things you need to show are a valid driver’s license, the lien free car title, and proof of permanent residence.
Are the interest rates for this loan low?
Interest rates for collateral vehicle title loans are the lowest compared to unsecured bank loans and short term loans and the lowest in the whole lending industry. Payments can be as low as $99 per month.
How long are the payment terms?
Payment terms are long and flexible up to 4 years.
What is needed to qualify for a collateral vehicle title loan?
All that is needed is inspection and appraisal of the car to determine the true market value for the loan amount. The loan is approved in just one hour.
How much loan amount can be borrowed?
As much as $35,000 can be loaned.
Is good credit necessary to get a loan?
No credit check title loans don’t need to check for any credit rating because the loan is already secured by the collateral.
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